The SBP 'paid-up' feature allows members who have reached _____ years of age and paid _____ monthly payments to stop paying premiums and remain covered under the plan.

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The concept being tested is when you become eligible to convert SBP coverage to paid-up status. You can stop paying premiums and keep the plan in force once you have reached a certain age and completed a minimum number of monthly premium payments. The correct combination is reaching age 70 and having paid 360 monthly premiums (30 years). At that point, you can elect paid-up status, meaning no further premiums are due, but the SBP coverage continues at a reduced paid-up amount for the beneficiary. The 360 months reflects a long-term commitment, ensuring some SBP protection remains even after premium payments stop. The other options don’t meet the standard eligibility criteria of age 70 with 360 months of payments, which is why they aren’t correct.