Fill in the blank: A retirement application can typically be submitted through the myFitness (myFSS) website up to _____ months, but no less than _____ months, before the desired retirement date.

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You file within a specific time window to give enough lead time for benefits processing and payroll coordination. You can start the retirement process up to twelve months before your desired retirement date, but you must complete it no later than four months before that date. This window allows proper verification of service, finalization of benefits elections (like health benefits, life insurance, and the Thrift Savings Plan), and alignment with payroll so your retirement pay is set up correctly. Using the myFSS site helps you initiate the workflow digitally, but the timing exactness remains essential. If retirement is closer than four months, you can’t file yet and would need to choose a later date.