Can a surviving spouse of the Survivor Benefit Plan outlive the plan's annuity?

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Multiple Choice

Can a surviving spouse of the Survivor Benefit Plan outlive the plan's annuity?

The key idea is that the Survivor Benefit Plan provides an annuity for the lifetime of the surviving spouse. It’s designed so payments continue for the spouse’s entire life and stop when the spouse dies. Because the benefit is tied to the life of the survivor, there isn’t a scenario where the surviving spouse would outlive the plan’s annuity. If the spouse dies, the payments end; if the member dies and the spouse is the designated beneficiary, payments begin and continue for the spouse’s life. Court orders or the sponsor’s discharge status don’t extend the duration of the annuity beyond the survivor’s lifetime.

The key idea is that the Survivor Benefit Plan provides an annuity for the lifetime of the surviving spouse. It’s designed so payments continue for the spouse’s entire life and stop when the spouse dies. Because the benefit is tied to the life of the survivor, there isn’t a scenario where the surviving spouse would outlive the plan’s annuity. If the spouse dies, the payments end; if the member dies and the spouse is the designated beneficiary, payments begin and continue for the spouse’s life. Court orders or the sponsor’s discharge status don’t extend the duration of the annuity beyond the survivor’s lifetime.

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